I have always been fond of online banking, but over last weekend I was even more grateful. I was checking out my account only to find that a check cleared my account instead of the person's account who wrote it. The check was also to a business I have never dealt with. You can imagine my surprise when my account was short over $100!
If you bank somewhere and they offer online banking it would be worth your time to utilize the service. The largest majority of banking institutions offer free online banking. Once you start using the online banking service it becomes a little more user friendly each time. The next biggest task is to utilize the service. That can be the hardest part for some.
My institution fixed the problem, but I will always be a little concerned in the back of my mind.
If you have had an incident like this happen to you, feel free to share your story. I would love to hear about it.